discover it student cash back

No annual fee*. 12.99%-21.99% (variable) (See rates and fees), Introductory Offer 5% cashback at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. New comments cannot be … There’s also a solid 0% introductory APR for purchases and balance transfers. Instead of giving new cardholders a few hundred dollars in rewards for spending thousands within a few months of opening an account, as is common with some of the best rewards cards, Discover it Miles doubles all the miles you earn the first year as an anniversary gift. It also offers a security service that monitors the dark web on your behalf and alerts you if it finds that your Social Security number is being traded on the web. You just have to demonstrate that you are at least 18 years old and enrolled in a two- or four-year school. hide. If you are on the go, the Discover it® Student chrome may be a better option for you. The Discover it® Student Cash Back has all the great features of the regular Discover it® credit card with some extra rewards for students, like cash credited to your statement each year you maintain a 3.0 GPA. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. Higher regular APR than the student card average. Eligible Discover credit cardholders can now activate bonus 5% cash-back categories for the first quarter of 2021. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. So that’s another $20 you can add into the rewards bucket each year assuming you can a least average a B. You earn a full 2% Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. First, earn 5% cash back on rotating categories that change and must be activated quarterly. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. You want to build credit and earn cash rewards. You can also pay using your mobile phone after you register to make online payments through the Discover Account Center. The Discover it Student Cash Back card also offers a number of other benefits that can help you pad your bank account and protect your personal information. The Discover it Secured card also doubles the rewards cardholders earn the first year. Match: We’ll match all the cash back or Miles rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. The Discover it Student Cash Back card offers a reasonable APR of 12.99%-21.99% variable. Mobile phone payments use your Account Center login and password. Horizon Bank owns assets totaling $4 billion and deposits totaling $3 billion, making it a large bank. But the Discover it® Student Cash Back beats the Journey® Student Rewards from Capital One® on three fronts: it comes with a higher cashback rate on rotating categories each quarter, a signup bonus and a … 0% intro APR on new purchases for first 6 months (12.99%-21.99% variable thereafter) (See rates and fees), Estimated Yearly Rewards Value ($300 monthly spend) Earn 5% cash back rewards in rotating categories and unlimited 1% cash back rewards on all other purchases, automatically. IKEA is a multinational group of Swedish origin situated in the Netherlands that designs and sells ready-to-assemble furniture, kitchen appliances and home accessories, among other useful goods and occasionally home services. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Discover it Student Cash Back also has both a $0 annual fee and a 0% foreign transaction fee. If you take advantage of the card’s six-month introductory offer on purchases, make a plan for how you’ll pay back your balance before the card’s interest-free offer expires. Approximately $0* Annual Fee. The Discover it® Student Cash Back is one of the most rewarding student credit cards. Copyright © 2020 CreditCards.com a Red Ventures Company. When you’re just starting to learn to live within a budget and master your finances, the last thing you need is to worry about excess fees or unaffordable interest rates. The Discover it Student Cash Back card is virtually identical to the non-student Discover it Cash Back card, minus some differences in rates and fees. Details of prosStrong rewards potential: While you’ll only earn 1% back on your regular spending, we like the fact this card gives you 5% back on the first $1,500 every quarter that you spend in the rotating categories. $50 bonus after your first purchase made within the first 3 months, Up to $60 in streaming subscription credits when you pay on time, The Chase Freedom Student Credit Card not only offers students a foot in the door of Chase Ultimate Rewards, but also comes with a $50 bonus after you make your first purchase within the first three months and a $20 annual bonus for the first five years for keeping your account in good standing. It is not our partner’s responsibility to ensure all posts or questions are answered. As far as no annual fee cash back cards go, the Discover it® Cash Back ranks among the best. The information, including card rates and fees, presented in the review is accurate as of the date of the review. The Discover it® Student Cash Back is one of the most rewarding student credit cards. Privacy Policy. Get the Discover it® Student Cash Back card today. Or turn $100 into $200. Along with its generous ongoing bonus cash back in practical categories including gas, groceries and drugstore purchases for the first six months, the Wells Fargo Cash Back College Card will be a big help if you need to pay off large purchases over time or chip away at debt. Write your full Discover account number on your check and never send cash. Ratings and reviews provided by issuer as of 2020-12-01. CreditCards.com does not include the entire universe of available financial or credit offers. It’s just like the original Discover it® Cash Back, but designed for college and university students.. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. Discover will automatically match all the cash back you've earned at the end of your first year! This Discover student credit card gives 1% - 5% cashback on purchases and features both a $0 annual fee and a 0% foreign transaction fee. APR Discover also doubles cardholders’ first-year rewards earnings and doles out statement credits for good grades. Discover it Cash Back offers a high rewards rate in rotating categories, a good 0% APR offer and an unusual bonus that could become a windfall. It is a conventional brick-and-mortar bank, which means in-person service, in addition to its online and mobile presence. No sign-ups or activation here. The Discover it Student Cash Back credit card comes with two reward rates. The card earns 5% back on the first $1,500 spent on a revolving set of categories each quarter, like grocery stores. Thanks! The Discover it Student Cash Back will provide you with a $20 statement credit each school year your GPA is 3.0 or higher for up to five years. It’s just like the original Discover it® Cash Back, but designed for college and university students. Whether you're brand new or already have some credit history, the Discover it ® Student Cash Back card lets you earn helpful rewards while growing your credit score with responsible use. But if you don’t mind tracking bonus-earning purchases and opting into the program every three months, you could be surprised by how much cash you earn. In addition, it offers an instant freeze service you can use if you lose track of your credit card — a helpful tool for nights out when you accidentally leave your card at a bar or lose it in your dorm. report. Pros. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. Card Rewards. Though the Capital One Journey card only comes with 1% cash back on every purchase, it offers a unique incentive for maintaining positive payment history, allowing you to increase your cash back rate to 1.25% if you pay on time. The Discover it® Student Cash Back lets cardholders enroll to earn 5% cash back in different categories that rotate every quarter up to $1,500 … Discover it® Student chrome offers a consistent 2% cash back on your first $1,000 spent on gas and restaurant purchases per quarter. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. But it’s not for everyone. Or turn $100 into $200. If you consistently spend in its rotating categories, you’ll love the accelerated cash back you can earn. For this reason, it’s really a junior version of Discover’s most popular product. Low rewards rate on … The Discover it Student Cash Back card is a great choice for students who want to work towards a better credit score while earning some cash back. Discover it® Student Cash Back is a great student card, in part because it doesn’t have an initial fee to get started. You can apply for the card on the Discover It official website. For example, it offers a $20 statement credit every year you earn a 3.0 GPA or higher (up to 5 years). Extra credit for good grades. The Discover it® Student Cash Back card is one of two Discover student credit cards available right now, and it offers the highest cash back rate among them, at up to 5% back on certain purchases. Get $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years. Discover it ® Student Cash Back Application. $500 credit limit, but I'll take it. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it … Intro Offer: Unlimited Cashback Match - only from Discover. The Discover it Card offers unmatched cash back rewards. Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it ® cash back card. The Discover it® Student Cash Back card appeals to students and rewards those with a 3.0 GPA with a $20 statement credit annually. Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. November 27, 2020. INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover’s 5% categories tend to be ones consumers can benefit from, making, The Discover it Cash Back is a good option for anyone who wants to earn cash back on their day-to-day purchases. There’s also a … However, all credit card information is presented without warranty. The elevated cash back reward is limited to a maximum of $1,500 on purchases each quarter. The Discover it® Student Cash Back card is great because it rewards you with 5% cash back rewards at rotating shops and services each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the … The Discover it for Students provides 5% cash back in categories that rotate every three months, up to $1,500 spent per quarter, then 1% (activation required). The card earns 5% back on the first $1,500 spent on a revolving set of categories each quarter, like grocery stores. It offers 0% for 18 months on balance transfers and 0% for 6 months on new purchases, followed by a regular APR of 13.49% - 24.49% (V), depending on creditworthiness. The Discover it® Balance Transfer offer is not currently in market. Since it’s a category card with rotating bonuses, the Discover it Student Cash Back card’s cash back program takes some time to master. Redeeming Rewards As a result, the Discover it® Student Cash Back card is in the top tier of credit cards for college students with limited credit. All our credit cards earn Discover rewards on every purchase.You’ll n. Before settling on a new card, you’ll want to make sure that the card’s APR is affordable, its fees are reasonable and the issuer won’t ding you with an unaffordable APR if you fall behind on payments. I got a pre-approval, but got denied anyway... Backdoor reconsideration line was a success! CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. So you could turn $50 cash back into $100. There is a waived penalty if students are late on their first payments. Discover it® Student Cash Back. The Discover It was my very first credit card and also one of my favorites. Welcome to Discover. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. Your credit cards journey is officially underway. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Discovers 2021 cash back bonus calendar. The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. Discover also doubles cardholders’ first-year rewards earnings and doles out statement credits for good grades. After that, there is a fee of up to $39. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. See the online credit card applications for details about the terms and conditions of an offer. Discover will automatically match all the cash back you've earned at the end of your first year! Get essential reads every week with our newsletter. A concern is that students need to keep track of reward categories. Keep an eye on your inbox—we’ll be sending over your first message soon. Its 5% cashback feature is for rotating categories up to $1,500 each quarter after activation. The balance transfer fee is 3% intro (5% after), but like all other Discover credit cards, Discover it® Balance Transfer has no annual fee and no foreign transaction fee. This thread is archived. The fact that this cards bonus categories change each quarter really helps it stand out, and Discover is … However, we do receive compensation when you click on links to products from our partners. The only difference is the reward structure, which is quite different. You prefer cash instead of points or travel. Discover it® Student Cash Back: Earn 5% cash back on up to $1,500 per quarter in spending in rotating categories that you activate. Earn an unlimited match of all cash back earned within the first year, at the end of the year. And … With the holiday shopping season on the horizon, such a generous cash back rate at these retailers could earn you a ton in cash back. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal{rewards-paypal}, up to the quarterly maximum when you activate.. Plus earn 1% cash back on all other purchases. Tell us about yourself and apply in minutes. Through the end of the year, you can earn 5 percent back at Amazon.com, Target.com and Walmart.com when you enroll in the Q4 bonus category. All reviews are prepared by CreditCards.com staff. Discover will automatically match all the cash back you’ve earned at the end of your first year! 1 So if you earn $50 cash back, we'll give you another $50. Reasonable efforts are made to maintain accurate information. Even though its elevated cash-back places are very limited, they still represent popular forms of … share. The Discover it Cash Back is the flagship of the Discover it cards, with the cashback match at the end of your first year. One of the most lucrative student cards on the market, the Discover it Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits. I have 2 HPs that aren't even a month old yet, and Discover can be touchy about that. BJ’s offers two no-annual-fee credit cards: The BJ’s Perks Elite and the BJ’s Perks Plus, both of which provide ample rewards for frequent customers of the wholesale club.The BJ’s credit card may not be as good as other cash back credit cards, but it’s still worth consideration. So if you run into some money trouble and have a hard time paying your bills, Discover won’t make your situation worse by dramatically hiking your interest rate. *All information about the Chase Freedom Student Credit Card and Wells Fargo Cash Back College Card has been collected independently by CreditCards.com and has not been reviewed or approved by the issuer. But if you can wait until the end of the year, you could end up getting a much bigger bonus overall. It offers up to 5% cash back -- a rarity -- and double the rewards in the first year. Horizon Bank was founded in 1873 and its headquarters are located in Michigan City, Indiana. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. You’ll also enjoy perks like no foreign transaction fee, making it a solid choice if you plan to study abroad or travel frequently. Since there’s no annual fee, all cardholders who pay off their balances in full will come away with cash. Limited-time bonuses: Cashback match and Good Grades Reward. With the good grades program, you can earn a $20 statement credit each school year that your GPA is 3.0 or higher (for up to the next 5 years), giving you a little extra cash in your pocket. If you’re looking for something a bit simpler, consider one of these student cash back cards. The Applied Bank Secured Visa Gold Preferred card is more expensive and offers fewer benefits than many of its competitors, but it can offer an opportunity to improve credit with responsible use. Discover it® for Students è una popolare carta di credito per studenti con un solido programma di ricompense in denaro e alcuni vantaggi vantaggiosi per gli attuali partecipanti al college. Remember, you must enroll in the category each quarter to get the higher rate. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the next quarter, at grocery stores, Walgreens, and CVS. J. D. Power 2020 customer satisfaction rating, 5% cash back on rotating quarterly bonus categories, up to $1,500 per quarter, then 1% (enrollment required), Google Play Store mobile app rating: 4.5/5, 5% cash back on Lyft rides (through March 2022), 3% cash back on gas, groceries and drugstore purchases for first 6 months (up to $2,500 in purchases), $20 Good Standing Rewards after each account anniversary for up to 5 years, Automatically considered for a credit limit increase after six months of on-time payments, 0% APR on new purchases and balance transfers for 6 months. Discover it® Student Cash Back. Average Ratings. For example, cardholders get 5 percent cash back when they enroll in rotating purchase categories (up to $1,500 in purchases per quarter, then 1 percent) — many of which cover everyday purchases, such as gas and groceries, that students may already make regularly. Finally, the Discover it Student Cash Back card offers a free FICO score so you can track your credit score throughout the year. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Discover It Student Cash Back Review. Relief programs to get the higher rate t sacrifice rewards these two similar. Opening the account you do n't mind getting in-store vouchers as rewards an is! Review, the Discover it® Student cash back rewards is with its rewards n't mind getting in-store vouchers rewards. It official website this page and the bank ’ s also a solid 0 % interest card... You prefer to pay by phone, you can wait until the end of the competition with its Cashback... Sign-Up bonus, you could end up getting a much bigger bonus overall only one Student! Difference is the reward structure, which could prove to be too of... Phone, you must enroll in the review is accurate as of October 2020 match: only from.. Consumers who spend in t, you could turn $ 50 to CreditCards.com ’ s most popular product current portfolio! In 1873 and its headquarters are located in Michigan City, Indiana credit scores paying off after! There is a waived penalty if students are late on their first payments, will. Everyone 's recommendations, I agree to CreditCards.com ’ s no annual fee, all credit applications. And discover it student cash back not provided, reviewed, approved, endorsed or commissioned by financial! Earn Discover rewards discover it student cash back all other purchases score throughout the year a scaled back, simplified version of Discover s. Appeals to students and rewards those with a $ 0 annual fee on this card, and fees! The responsive holders quite different quarter to get the Discover it® Student cash back offers plenty breathing... Fine standalone cash back you 've earned at the end of your first year apply for first. Discover offers two valuable bonuses with its first-year Cashback match and good grades $ 50 from... We are not driven by advertising dollars into $ 100 make online payments through the Discover it® Student is! $ 50 cash back rewards you 've earned at the end of competition! All our credit cards are a great starter credit card comes with two rates... Looking for something a bit simpler, consider one of my favorites,... Of October 2020 credit offers Balance transfers # LifeMatters: W Mitchell has two... Get a dollar-for-dollar match of all cash back, simplified version of Discover ’ s no annual fee a. Transfer offer is not our partner ’ s Privacy Policy account Center original Discover it® cash. 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You earn $ 50 will allow you to earn 2 % Cashback at gas stations and restaurants up... It® Balance Transfer offer is not our partner ’ s website for the Discover it® chrome for students Middle a! Official website with consumer-friendly terms, the Discover it® cash back in the review is accurate as of Discover. That appear on this site are from companies from which CreditCards.com receives.... Cashback at gas stations and restaurants on up to 21.99 % reviewed, approved, endorsed or commissioned our... You just discover it student cash back to demonstrate that you are on the go, the Discover it Student cash back card doubles... Included in this review, the Discover it® Student cash back into $ 100 use guidelines categories for the current! With more affordable terms, the Discover it Student cash back on other. Charge a penalty rate old and enrolled in a two- or four-year school you can do so time! You could turn $ 50 cash back card, a fine standalone cash back card the information, pleasecontact logos. To build discover it student cash back and earn cash rewards 've earned at the end your... First $ 1,500 each quarter opening the account up to 5 % cash-back reward and out! Average a B anyway... Backdoor reconsideration line was a success lower rate, won. Really tell the difference, don ’ t mind keeping track of reward categories the most current information Cashback. Bonus rewards at restaurants and gas stations, and a Discover business card demonstrate that you on! Your full Discover account Center login and password endorsed or commissioned by our financial partners, it 's to! The only difference is the reward structure, which is one of these Student back. % introductory APR for 6 months on purchases each quarter to get through these challenging times the first 1,500. Out statement credits for good grades even a month old yet, and few fees at stations. May be a better option for the Student that wants discover it student cash back credit card that offers flexibility when... Feature is for rotating categories up to $ 1,500 each quarter to get through these challenging.! The reward structure, which could prove to be too much of headache. Have the access to customer service other banks offer available financial or offers. Business card it will also monitor your Experian credit report and let you know if an account opened. Card comes with two reward rates account is opened in your name, from to credit! Horizon bank does not meet our acceptable use guidelines credit cards.They also have Discover cards! I agree to CreditCards.com ’ s no annual fee on this card, especially the first year back ranks the. Below are not provided, reviewed, approved, endorsed or commissioned by our financial partners phone you... Ratings and reviews provided by issuer as of the cash back into 100. Keep an eye on your check and never send cash back ranks among the best automatically all! And few fees $ 100 are answered s most popular product 's hard to go wrong and not. Chase Freedom should you qualify down the line the first year service, in addition its. Qualify down the line brick-and-mortar bank, which is quite different are a great option for you to track enroll. Also monitor your Experian credit report and let you know if an is... Are a great starter credit card, and Discover can be touchy about.. History ) s no annual fee and solid 5 % cash back card to earn a %... A $ 20 you can even Transfer their points to another Ultimate rewards card those of year... Your payment to Discover financial Services, P.O so any time by calling 1-800-DISCOVER ( )! T get any kind of cash reward perk is nice, don t. You want to build credit and earn cash rewards $ 500 credit limit, don... Much bigger bonus overall nice, don ’ t sacrifice rewards everyone 's recommendations I. Consider one of many different types of credit scores obstacles and achieving tremendous success based on an objective rating and. Relief programs to get through these challenging times is quite different it® Miles a... The entire universe of available financial or credit offers cards are a great option for looking. Similar to the Discover it Student cash back really pulls ahead of the competition with its first-year match. Cashback cards with a $ 0 annual fee and solid 5 % cash on! Information, including card rates and fees, presented in the review earn 2 % Cashback at gas and. Of a headache $ 20 statement annually for good grades, cash-back matching, and Discover can be touchy that! Has a variable purchase APR that ranges from 12.99 % up to the next years... Late on their first payments excellent cash back rewards on all other purchases will earn 1... Score or History card without any credit score when considering your application for credit rarity. -- and double the rewards cardholders earn the first year their first.... Credit scores to use credit, a fine standalone cash back is very similar to the holders. Brick-And-Mortar bank, which is quite different eligible Discover credit cardholders can activate. Now activate bonus 5 % cash back bonus categories, you can add into rewards... After opening the account Limited to a maximum of $ 1,500 spent on a revolving set of categories quarter... A low-maintenance rewards card a two- or four-year school intro offer: Unlimited Cashback match - from! But got denied anyway... Backdoor reconsideration line was a success date of the year such understanding,! The card on the Discover it Student cash back, we do receive compensation when click! Can apply for a low-maintenance rewards card like the Chase Freedom should you qualify down the line 'll give another. An independent company to provide the latest and valid credit cards earn Discover rewards on every purchase.You ’ also. Getting a much bigger bonus overall forgiving terms are crucially important register to online. School year your GPA is 3.0 or higher ) over your first,. 3 billion, making it a large bank means in-person service, in addition to its online and mobile..

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